Thursday, September 3, 2020

Meaning of Life and Thanksgiving Essay Example for Free

Which means of Life and Thanksgiving Essay As the principal travelers showed up at Plymouth Rock and had a dining experience with the Indians, they shared a snapshot of thanks together. They expressed gratefulness for every one of their favors, in this way, making our flawless day of Thanksgiving. When Thanksgiving is thought of, the principal thing that strikes a chord is turkey and an abundant measure of food. Thanksgiving to me, is an ideal opportunity to be along with the ones you care about. Meeting up for a day to simply be with one another and to make up for lost time is the thing that Thanksgiving intends to me. Family ought to be with one another to share recollections and to understand the copious measure of gifts they have been given. Thanksgiving isn't just a day for glutting on food or falling into a food unconsciousness, yet chatting with one another and simply being happy to be with each other. Having family during Thanksgiving is a vital part in my life. Having the entirety of my family members in a single spot for one day to talk and mess around with them makes Thanksgiving additional exceptional for me. It is one of only a handful barely any days of the year that I get the opportunity to see everyone. The turkey, sweet potatoes, cranberry sauce, pureed potatoes is only the what tops off an already good thing. Everyone in my family adores the food. We eat and eat until we cannot eat any longer. My family has a convention of playing soccer thereafter however that goes just so far because of our full stomachs. My cousins and I play an inviting round of poker, subsequently our bombed endeavors for soccer, for first dibs on dessert. After a decent round of poker, my cousins and I search for approaches to engage ourselves then the grown-ups talk about their lives and boast about their children. Society today makes Thanksgiving resemble a day just to eat. As society propels the significance of Thanksgiving crumbles into a common occasion. The significance of Thanksgiving appears to be outdated. I really accept that Thanksgiving ought to be invigorated in its significance and ought to be commended with family and love. As individuals meet up to share an exceptional day in our history, this ought to be a day which individuals won't underestimate.

Tuesday, August 25, 2020

Study on E-Commerce Essay Example

Study on E-Commerce Essay Possibilities of E-Commerce in India Shweta Sharma, Sugandha Mittal Management Department, Swami Devi Dayal Institute of Engineering and Technology, Barwala, Haryana, India Abstract E-Commerce has released one more upheaval, which is changing the manner in which organizations purchase and sell items and administrations. . Web based business represents electronic trade and relates to exchanging merchandise and ventures through the electronic medium. India is demonstrating colossal development in the Ecommerce. The minimal effort of the PC and the developing utilization of the Internet is one of purposes behind that. There is a developing mindfulness among the business network in India about the open doors offered by eCommerce. The future looks exceptionally splendid for internet business in India with even the stock trades coming web based giving an online stock portfolio and status with a brief postponement in costs. . In the following 3 to 5 years, India will have 30 to 70 million Internet clients which will rise to, if not outperform, a significant number of the created nations. 4800 crore online market in 2007-08. The movement entry MakeMyTrip. com has achieved Rs 1000 crores of turnovers which are around 20% of all out internet business advertise in India. Further a yearly development of 65% has been foreseen every year in the movement entrances alone. 3. Development of online business During the year 2000-2001, two significant Industry Associations created separate reports on web based business in India. One was set up by the National Committee on ECommerce set up the Confederation of Indian Industry (CII), while the other was dispatched by the NASSCOM and arranged by the Boston Consulting Group. Both the reports are idealistic about the development of online business in India. The Confederation of Indian Industry (CII) report gauges the volume of internet business to develop to Rs 500 billion (US$ 10. billion) in the year 2003. The NASSCOM-BCG Report, then again, gauges for that year that the complete volume of internet business will be Rs 1,950 billion (US$ 41. 5 billion). Amul, a milk helpful, is effectively utilizing internet business to develop its image dedication. In like manner, corporate in the car division are improving thei r client relations thereby. A portion of the new names that are rediscovering internet business through new entryways at generally low capital expense, without investment financing include: Key 2 crorepati, Music Absolute, Gate 2 Biz. The minimal effort of the PC and the developing utilization of he Internet has demonstrated the huge development of Ecommerce in India, in the ongoing years. As per the Indian Ecommerce Report discharged by Internet and Mobile Association of India (IAMAI) and IMRB International, â€Å" The all out online exchanges in India was Rs. 7080 crores (approx $1. 75 billion) in the year 20062007 and expected to develop by 30% to contact 9210 crores (approx $2. 15 billion) constantly 2007-2008. As indicated by a McKinsey-Nasscom report the online business exchanges in India are relied upon to reach $100 billion by the 2008. Despite the fact that, when contrasted with the western nations, India is still in is its underlying phase of improvement. We will compose a custom article test on Study on E-Commerce explicitly for you for just $16.38 $13.9/page Request now We will compose a custom exposition test on Study on E-Commerce explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom exposition test on Study on E-Commerce explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer E-Marketer gauges that online deals will dramatically increase by coming to $168. 7 billion of every 2011. piece of the pie is advancing toward Australia, India and particularly China. China’s portion of territorial B2C web based business will develop more than triple from 4. 1% in 2006 to 14. 3% by 2011. At the low end, South Korea’s B2C web based business deals 1. Presentation As an image of globalization and from multiple points of view its driving component, internet business speaks to the front line of achievement in this computerized age. Internet business represents electronic trade and relates to exchanging products and enterprises through the electronic medium, I. e. the Internet or telephone. On the Internet, it relates to a site, which sells items or administrations legitimately from the website utilizing a shopping basket or shopping crate framework and permits charge card installments. It includes directing business with the assistance of the electronic media, utilizing the data innovation, for example, Electronic Data Interchange (EDI). In straightforward words, Electronic trade includes purchasing and selling of merchandise and enterprises over the World Wide Web. Clients can buy anything directly from a vehicle or a cake sitting serenely in his room and blessing it to somebody sitting miles separated just by snap of a mouse. 2. Extent of online business India is demonstrating enormous development in the Ecommerce. Opponent tradeindia. com has 700,000 enrolled purchasers and it has the development pace of 35% consistently which is probably going to twofold in the year 2010. Indiamart. com claims incomes of Rs. 38 crores and has a developing pace of 50 consistently. It gets around 500,000 enquiries for every month. Without a doubt, with the white collar class of 288 million individuals, internet shopping shows boundless potential in India. The land costs are contacting the sky. The movement entrances share in the online business added to half of Rs will develop by 13. 3% over a similar period. Somewhere in the range of 2006 and 2011, the total CAGR for the five nations will be 23. 3%. Online business in these business sectors will have grown up when customers begin purchasing progressively costly, high-contact classifications, for example, clothing, home decorations and adornments. 4. Status of web based business in India Today E-trade is a precept in Indian culture and it has become an essential piece of our day by day life. There are sites giving any number of merchandise and ventures. At that point there are those, which furnish a particular item alongside its unified administrations Multi-item online business These Indian E-trade entryways give products and ventures in an assortment of classifications. To give some examples: Apparel and adornments for people, Health and magnificence items , Books and magazines, Computers and peripherals, Vehicles, Software, Consumer hardware, Household apparatuses, Jewelry, Audio/video, diversion, merchandise, Gift articles, Real home and administrations Single-item web based business Some Indian entrances/sites bargain in a specific field, for instance: 1) Automobiles-On these locales we can purchase and sell fourwheelers and bikes, new just as trade-in vehicles, on the web. A portion of the administrations they give are: Car exploration and audits, Online assessment, Technical details, Vehicle Insurance, Vehicle Finance. ) Stocks and offers and web based business In India today, we can even arrangement in stocks and offers through internet business. A portion of the administrations offered to enrolled individuals are: Online purchasing/selling of stocks and offers, Market examination and exploration, Company data, Comparison of organizations, Res earch on Equity and Mutual Funds. 3) Real home and internet business They give data on new properties just as properties for resale. One can manage designer through advisor. United administrations: Housing Finance, Insurance organizations, Architects Interior Designers, NRI administrations, Packers Movers. ) Travel the travel industry and online business India has a rich history and legacy and internet business is instrumental, to a huge degree, in selling India as an item, reassuring Indians just as outsiders to see its multifaceted culture and magnificence. The traveler goal destinations are arranged by subjects like: Adventure trekking, hiking and so forth, Eco-Themes relates to wildernesses, widely varied vegetation. 5) Gifts and online business In the former days, one needed to arrange for what to blessing a friend or family member, walk across to your preferred shop, and peruse for a considerable length of time before buying a blessing. The blessings are sorted as: Collectibles like works of art and models, Luxury things like calfskin products, aromas, adornments boxes, and so forth, family unit doodads and floor coverings, and so forth, Toys games, Chocolates, Flowers, Woodcraft metal-make. Fig. 1 deals of chosen nations in Asia Pacific Online travel is the biggest web based business deals class in most significant nations. For a similar gathering of five nations, in addition to New Zealand, online relaxation and unmanaged business travel deals totaled about $17. 7 billion of every 2007 and are conjecture to ascend to $41. 7 billion by 2011. E-Marketer estimates that from 2006 to 2011 online travel deals will develop at a 24. % yearly rate, higher than the 23. 3% rate for B2C online business. This demonstrates travel is one of the key drivers of online business deals in the APAC area. Fig. 2 Graph of deals in chosen nations In China and India, online-travel spending drives B2C web based business deals, and it repre sents a dominant part of all out deals. Buyers are less careful about purchasing administrations like train or carrier tickets on the web, and merchants can dodge the coordinations and conveyance issues related with physical merchandise. Jeffrey Grau, senior expert at e Marketer, said that such inclinations underscore how online business in the district has an immense measure of development ahead. ) Hobbies and internet business The most famous interests from days of yore are perusing, music and movies. The books spread a wide scope of themes like Business, Art, Cookery, Engineering, Children’s Stories, Health, Medicine, Biographies, Horror, Home Garden, and so on 7) Matrimony and E-trade It is said that relationships are made in paradise, however in the realm of E-trade they are made on marriage gateways One can look for an appropriate match on their sites by locale of living arrangement (India or abroad), religion or position. Associated administrations for enlisted individuals: Astrological administrations, Information on Customs and Rituals, Legal issues, Health Beauty, Fashion Style, Wedding Planners. 8) Employment and internet business Two significant entrances like www. Monsterindia. com and www. naukri. com (which means work. com in Hindi) are instrumental in furnishing work searchers with reasonable work at the snap of a mouse. The administration for j

Saturday, August 22, 2020

Security Concerns and Policy Enforcement Patrician LLC

Question: Portray about the Security Concerns and Policy Enforcement for Patrician LLC. Answer: Situation: Patrician LLC is chipping away at creating remote transmission innovation. Presently the organization needs to move headquarter and operational unit to Tucson, Arizona and needs to move in the new structure in Cheyenne, Wyoming. The innovative work division of Patrician LLC is taking a shot at secure microburst innovation. The colleagues are not living in the Cheyenne, Wyoming. The organization is situated in two structures of three stories. The structure of the system association must be made to keep up the best possible association of 32 mbps throughput between the two structures. The server farm ought to be put on the third floor in the association of 100 PCs. The organization is separated into four significant sub-divisions which are named as home office or organization, deals or client service, innovative work, and data innovation. The individuals from the innovative work who are not living in the city can likewise have the option to associate with the essential server farm. The system configuration should take record server, outer deals server, corporate web servers, database web servers ought to be thought about. In this paper, we will prescribe the answer for convert the framework into remote a. Topology of the system: Topology of the VPN arrangement: Equipment Support for the system: Transmission Media: Twisted pair link and fiber optic link is utilized for arrange association Repeaters: Repeaters works by accepting the electronic signs. The subsequent stage is to clean the flag and retransmit the sign to the more elevated level. Center point: The different gadgets in the system are associated by utilizing the Hub with the assistance of the link. Switches: Different gadgets are associated with switch by utilizing the ports. Scaffolds: Bridges isolate the system into parts to deal with the traffic which helps in controlling the blockage. Switches: The specialized gadget which is utilized to associate two unique systems is known as Routers. The switches work by circulating the approaching information to its goal. Remote switches are utilized for giving: remote association. Portal: The interface which utilizes various conventions to associate the system is known as door. Modem: The balance and demodulation of the sign is done by Modem. a. Cabling Details: The medium is required for correspondence between gadgets. The medium is named metallic wires inside links, fiber optic link, and remote transmission. The topology graph gives the detail of cabling where it is required in the proposed organize. Physical Topology: The physical topology graph gives the away from perspective on the physical area of the ports, go-between gadgets, and establishment of the link. The genuine cabling and transmission of information is spoken to however the physical topology. It speaks to the physical design of the system. Consistent Topology: The coherent topology gives the detail perspective on gadgets, IP address plan and ports. Legitimate topology gives the detail perspective on correspondence between the gadgets set on the PC organize. This topology additionally contained the system conventions which gives the away from perspective on development or stream of the information. Sort of Connection for 32 Mbps association Wired neighborhood is totally supplanted by the remote innovation. The remote radio recurrence correspondence helps in interfacing the innovative work branch of Patrician LLC with headquarter for trading important data. For the achievement of the task, the dependability ought to be kept up fundamental database of the workplace. Remote sensor innovations are ought to be applied inside the firm to furnish solid association with the standard of the association of Patrician LLC. The Proposed arrangement depends on the standards of open air remote systems administration advances. It causes in giving connects to the examination office individuals with the essential server farm of the association which is situated in Cheyenne, Wyoming. It helps in giving the 32 mbps of the throughput and the information can be traded quicker between the hubs. The staff of the principle office can share assets among themselves. It is better than the customary system since it furnish availability with the ind ividuals who are sited a ways off from the primary office. For giving association between two structures which are 1000 miles separated includes the arrangement of scaffolds, passageway, switches, and incorporated directional reception apparatuses. Wiring Closet The fundamental office and the innovative work office are associated remotely. The usage of the remote systems administration includes the position of extensions, passageway, switches, and incorporated directional reception apparatuses. Each hub ought to have pertinent separation between them With the assistance of sign quality indicator, the ideal situation of the remote gadgets can be estimated. The position of the mechanical cameras which have the capacity of TCP/IP ought to be set on the highest point of remote gadgets to adjust the course of the recieving wires. The types of gear which are expected to associate the two structures are Alarm framework, Ethernet switch, fix boards, and remote passageways. These supplies are put at the highest point of the structure. There will be one wiring storage room on each floor of the structure. Remote Technologies: The proposed answer for Patrician LLC issue of changing over the framework into remote innovation is IEEE remote radio recurrence correspondence standard. It gives correspondence between the hubs regardless of whether they are broadly spread. The sign can be sent in products of time to give comparative data to each site. Each hub is equipped for imparting and getting signs. This arrangement helps in beating the physical imperatives which comes in the trading of message over the system. VPN Setup for the servers: Remote access VPN: This aides in interfacing client with the corporate private system. The scrambled associations are kept up between the clients and the private system. Intranet VPN: The association between the branch workplaces can be actualized by intranet VPN. This makes conceivable LAN to LAN association into single system. Extranet VPN: This will give association among innovative work office with the essential server farm. Sensible safety efforts: Web Protocol Security: IPSec helps in making sure about the exchange of data between the layers of OSI. It gives the office of confirmation, uprightness of information, and encryption administrations for altering the information. Validation header and epitomized security payload are the piece of the security system of IPSec. The reason for the validation header convention is to give verification of the source and IP bundle trustworthiness. The header of the confirmation header convention contains the data, for example, hash estimation of the information and arrangement number. Exemplified security payloads give classification to information, information protection, verification to the source and correspondence between the friends. Symmetric encryption calculations are utilized for giving information protection in typified security payload. Point to point burrowing convention: It is utilized by the remote client to get to the virtual private system of the association. The PPP meeting is kept up by utilizing the non TCP/IP convention. The PPTP utilizes conventions named as extensible confirmation convention, Handshake validation convention, secret key verification convention, and point to point encryption convention. Layer 2 burrowing convention: L2TP is utilized for typifying the point to point convention. It is utilized for sending of the casing over the system. By utilizing this convention, one passage is fit for different associations. Safety efforts to stop aggressors: Programmers watch out for the customer machine to assume the responsibility for the machine. The Man in the center is centered around changing the data sent between the conveying gadgets. The firewalls ought to be utilized to fortify the VPN association. The interruption location and counteraction framework ought to be prescribed to build the effectiveness of observing the framework. Establishment and refreshing of hostile to infection ought to be done intermittently. Without validation VPN association ought not be set up. Advanced affirmation backing ought to be given to validation into virtual private system. Transport layer security and secure attachment layer are the cryptographic conventions which are utilized for giving security to the correspondence and information move on the web. For guaranteeing the security to the transmission of information, Leak location and avoidance, data spill anticipation, and substance checking and separating are utilized. The assault of infection c an be halted by introducing the antivirus program on every PC framework, utilization of firewalls, segregation from the influenced drives, examining of the framework normally, and refreshing of the infection definition. Infiltration testing can be utilized to discover the vulnerabilities. It ought to be utilized normally for inner and outside reviews. Physical Security VPN center point and Spoke topology: In this topology VPN switches are known as spokes which discuss safely with the essential server farm of the association. A made sure about passage is kept up among talked and the center point. For the situation investigation of patrician LLC, the four offices are associated with the essential server farm so the VPN passage ought to be kept up between the divisions and the server farm. By utilizing this topology, the staff part can get to the essential server farm of the principle office. VPN Mesh topology: The correspondence can be safely done by utilizing the VPN switch among the various hubs. The sign can be sent in products of time to give comparable data to each site. The VPN work topology is significant for associating four unique divisions of the association. The organization is isolated I

Homelessness Essay Example | Topics and Well Written Essays - 1500 words

Vagrancy - Essay Example They additionally guarantee that there is ‘tertiary homelessness’, which alludes to individuals living in boarding lodging on a drawn out premise without security of residency or selective utilization of restroom or kitchen offices. Smith (2005) likewise guarantees that numerous vagrants are ‘hidden’ from legitimate government insights, for example individuals dozing on the lounge chair in companions houses. In any case, Heintjes (2005) contends that characterizing ‘hidden homelessness’ as a type of vagrancy extends the idea to such a degree, that it loses its unmistakable worth, and he addresses in the case of characterizing it along these lines is a helpful idea by any means. Carlen (1996) states that adjustments in the law, monetary conditions, and social and political belief system add to vagrancy. Carlen (1996) additionally guarantees that vagrancy and the destitute are twentieth Century creations, in which governments endeavor to classify it so as to attempt to handle the issue. Starting here of view, Marxist geographers including Harvey (2005) contend that vagrancy can in certain parts be added to the disparity that exists in industrialist social orders, wherein there will consistently be ‘winners’, for example the bourgeoisie, and washouts, for example working class. This regularly leads in low wages and joblessness for the least fortunate citizenry, for example the wheels are free enterprise lead to neediness, and subsequently vagrancy. It is thusly the conviction of Marxist geographers that as long as free enterprise exists, so to will destitution, joblessness and vagrancy. The Homeless Link Report (2011), an accomplice organization which worked with the UK Government’s ‘No One Left Out’ harsh resting technique intended to examine what number of individuals dozed unpleasant on a solitary night in England. They educated chambers to submit evaluations of the quantity of individuals dozing harsh in the city of their territory and found an expansion by 42% from 1,247 of every 2009 to 1,768 out of 2010. London had the most elevated number of unpleasant sleepers on any normal night with around 415. The report likewise found that a scope of segment factors significantly affect the likelihood somebody will get destitute. It is the motivation behind the rest of this article to investigate and distinguish the socio-demographical factors that improve the probability of an individual getting destitute, and whether satisfactory arrangements can forestall expanded and future vagrancy. Quilgars and Anderson (1997) guarantee that youngsters are bound to encounter vagrancy than some other age gathering and they found that youngsters matured 16-24 are extensively over-spoke to in destitute figures, representing 30% of vagrants. A scope of social and monetary basic variables are accepted to have added to the ascent in youth vagrancy including changes to lodging strategy, the w ork advertise and the advantage framework. Evans (1996) additionally contends that youngsters may have little help and are not ready for venturing out from home and are in this manner at the most serious danger of getting destitute. Expanding youth joblessness, joined with decreased access and gracefully of social lodging have likewise essentially expanded youth vagrancy. Carlen (1996) additionally accepts there is a connection between youth vagrancy and neighborhood authority care, in which she discovered 40% of youthful vagrants have at once in their life been in care. This additionally recommends vagrancy could be the impact of an unpleasant childhood, with little family backing or relations. Along these lines when youngsters leave care at 18 years old, they have no

Friday, August 21, 2020

How to Make Your Blog Pay for Your Sweat Equity

Instructions to Make Your Blog Pay for Your Sweat Equity At the point when I started blogging in 2009, I never figured it would turn into a significant pay stream that would extraordinarily upgrade my composing business. Like most â€Å"serious† journalists, I saw blogging basically as a necessary chore. It was a road to assemble a stage and intrigue potential distributers and specialists for future activities. Also, everyone was doing it†¦ Quick forward, it’s 2013. What's more, my blog for essayists has taken care of large in return for more than 400 posts, unlimited long stretches of inventiveness, and beating the virtual asphalt to get took note. What's more, yours can as well. Advancement your blog mist and gain cash for your venture. Be that as it may, before you start actualizing these lucrative systems, your blog must meet certain rules for ideal achievement. 1. It must be proficient in substance and structure, with a particular specialty and a plainly recognizable objective crowd. 2. It must give social verification. Achievement breeds achievement. This can be shown through tributes from fulfilled customers, the quantity of supporters you have, or symbols reflecting honors your blog has won or industry acknowledgment. For instance, in an exceptionally conspicuous spot on my website, I show my â€Å"Best of the Web† assignment, and my Writing-World.com’s acknowledgment for â€Å"Awesome Blogs†. 3. It must show steady updates and support. This passes on a feeling of responsibility, and constructs validity and trust. 4. It must give great remove esteem.  Now let’s take a gander at your lucrative methodologies: Advertisement Placement: There is a typical confusion that so as to bring in cash through promotions, a blogger must have â€Å"super-starâ€Å" status, an enormous after, or be eager to make due with a couple of bucks a month in promotion clicks. False. In the course of the most recent couple of years, I have earned a huge number of dollars, and have had notable organizations and writers, for example, Good Earth Tea, Healing Hands Massage Clinic, Five Star Publications, and author Randy Richardson place advertisements for their books and administrations at my spot. In the event that you’d like to encounter something comparative, you can either pitch people or associations straightforwardly, or place a tab on your site that says â€Å"advertise here†. Make certain to have your current details accessible, and have the option to clarify how setting a promotion with you can assist publicists with reaching their objectives and their objective market. As it were, what†™s in it for them? Blogging Jobs: Using my blog as an oline continue has helped me to snare new customers for my secret writing, showcasing, and other inventive administrations. Through it and tributes, I have been employed to set up other writers’ web journals, give imaginative conferences, and even add to digital book ventures. Challenges and Competitions: Most individuals don’t consider challenges to be a method of bringing in cash through their online journals. Be that as it may, it is. Cash can be made both straightforwardly and in a roundabout way. For instance, a critical point in my blogging profession came years prior when I set as a Top 10 Finalist at Write to Done’s yearly rivalry. In spite of the fact that I didn’t get a fiscal blessing, it gave me frantic innovative props with blogging peers, and my first paying sponsor. A companion of mine really won $500 with her blog, through a subject based challenge. It could transpire! Blogging is a great deal of difficult work. Follow these convenient tips to get a more noteworthy profit for your perspiration value, with less experimentation.

Thursday, August 6, 2020

The Invention of Our Discontent

The Invention of Our Discontent Let me tell you about the monster who rides on my shoulders. I cant see him, but I know he is there. I sense that he is covered in mauve shag-carpet, has overly goggly eyes, and a gaping black maw with a felt tongue inside. I also sense that his name is Howard, but I could be wrong. Howard is always on my back wherever I go, helpfully pointing out reasons I have to be unhappy and offering advice on things or experiences I could buy to make me happy again. I used to listen to Howard like a student at the feet of a trusted guru. Back in 2008 before I moved to Austin, Texas, I took out a small loan to consolidate all my credit card debt into one payment with the intention of immediately chopping up all my credit cards and never buying anything on credit again. Once I was in Austin though I started to feel sad and lonely. Howard told me I would feel happy again if I spent $1,500 on a Panasonic mini DV camera, a three-point light kit, and a boom mic. On credit, of course. I made a short film, and it wasnt very good. I was sad again. Howard told me what I really needed was an Appaloosa. So I pawned the brand new camera and bought a surly spotted horse who wasnt even broke to ride. I cant lie. Captain did bring me happiness for a while. He did stave off the loneliness. Buta hamster probably would have sufficed. Do you know how much it costs to feed a horse? By April 2010, I had to sell Captain just to pay the rent for one month. As I watched Captains new family drive off into the sunset with him, I started to wonder if Howard had ever really had my best interests at heart. I became more consciously aware of the things Howard was whispering in my ear. I started to think that maybe Howard was just making stuff up. Making up stuff for me to be unhappy about, and making up ludicrous, unrelated solutions for these perceived woes. Does any of this sound familiar? If youre a human being, then Im guessing it does. Howard is a member of a prolific, parasitic species which infects most of the Western World. The common name for this monstrous species is Discontentment. These monsters attach themselves to us very early in our lives. Even before we can speak, theyve begun spinning their lies in our ears. You dont have enough. You are not enough. You need to own more. Do more. Be more. Lets go shopping. Lets get wasted. Lets get laid. Youll be happy in the morning. I promise. Yet the promises never materialize. Whatever warm, fuzzy feelings you gain from the acquired object or experience fizzle out once the monster gets bored. The whispers start anew. Try something else. I bet a 62 inch TV would make you happy. But enough about how lousy Howard and his family make us feel. Lets talk about how to shut them up and shove them off our shoulders. Its easier than it feels. Heres why: Monsters dont exist. We cant be controlled by something that isnt even real. Thats just silly! Weve been conditioned to believe that Discontent is a natural human state, or even a necessary factor in human progress. This, I believe, is a manufactured lie to keep us in need of things we never actually needed. In our lives, we will experience discomfort. We will experience disasters. These are real and unavoidable parts of our existence. They teach us lessons and help us evolve, even when they hurt. Discontent is a different beast. It offers us nothing we can truly use. It is a false promise of fulfillment around the next corner. Then the next and the next and the next until we find ourselves standing on a ledge with no more corners to turn. But again, the good news: Its not real. Its not natural. It is not inevitable. You can debug your thought code. The concept of enough is built into the earth. She provides everything we need. You dont see discontent in the animal kingdom. Wild animals never take more than they need to survive. A healthy wolf that has just eaten will not kill again just because he can, just to prove how powerful or sexy or cool he is. If we would only follow in their footsteps, embrace the enough given to us by the earth, and accept that this is all we truly needâ€"food, water, freedom, companionshipâ€"then we have a standard against which to measure the lies of Discontentment being whispered in our ears, and we gain the sanity to recognize them for what they are. Then we can look Howard in the eye and say, I cant listen to you because you dont exist. We usually have to repeat this a few times in a few different situations before Howard gets the point. Sometimes the nonsense they tell us will just be too appealing to resist. We might experience a lapse. Dont be discouraged; this happens to all of us. Were fighting hundreds of years of conditioning to be unhappy with our lot in life. But we can overcome it. With enough time and practice, we can wake up one day with a lightness on our shoulders we didnt know could exist. Howard has left the building. We can roll our shoulders, let out a big sigh of relief, look around at our lives and say, Enough. Chase Nights new book  is  Chicken. Follow him  on Twitter.

Monday, June 22, 2020

Study Reveals Parents Could Have Saved $20,000 More for College

Fidelity Investments' launched their 10thï ¿ ½Annualï ¿ ½College Savings Indicator Study. The study finds that looking back, more than half of parents admit they could have saved more for college each month. Just how much more? You may be surprised - Overall, this year's study finds many promising strides in college savings since the first survey in 2007.ï ¿ ½ Highlights from the 10thï ¿ ½Annual College Savings Indicator Study include: Positive progress report:ï ¿ ½The number of parents saving for college is at an all-time high.ï ¿ ½Nearly three-in-four parents have started savingï ¿ ½andï ¿ ½41 percent are investing in 529 plans. Citing their own experiences managing student loan debt after graduation, parents plan to spare their kids by footing even more of the bill. ...But there's still room to earn a better grade:ï ¿ ½Although we've seen an increase in saving, on average, parents are still only on track to reachï ¿ ½less than a third of their college funding goal (29%)ï ¿ ½by the time their child heads to campus. A little extra credit that could go a long way:ï ¿ ½ We asked parents with kids in 10thï ¿ ½grade and higher if, looking back, they could have saved more each month ï ¿ ½Ã¯ ¿ ½a full 50 percent said they could have saved at least $50 or more a month.ï ¿ ½Did you know those extra $50 have the potential to accumulate to nearly $20,000 over 18 years? For more information, check out ourï ¿ ½infographic below andï ¿ ½executive summary , which further dig into this year's findings. RELATED: The magic number for college savings Fidelity Investments' launched their 10thï ¿ ½Annualï ¿ ½College Savings Indicator Study. The study finds that looking back, more than half of parents admit they could have saved more for college each month. Just how much more? You may be surprised - Overall, this year's study finds many promising strides in college savings since the first survey in 2007.ï ¿ ½ Highlights from the 10thï ¿ ½Annual College Savings Indicator Study include: Positive progress report:ï ¿ ½The number of parents saving for college is at an all-time high.ï ¿ ½Nearly three-in-four parents have started savingï ¿ ½andï ¿ ½41 percent are investing in 529 plans. Citing their own experiences managing student loan debt after graduation, parents plan to spare their kids by footing even more of the bill. ...But there's still room to earn a better grade:ï ¿ ½Although we've seen an increase in saving, on average, parents are still only on track to reachï ¿ ½less than a third of their college funding goal (29%)ï ¿ ½by the time their child heads to campus. A little extra credit that could go a long way:ï ¿ ½ We asked parents with kids in 10thï ¿ ½grade and higher if, looking back, they could have saved more each month ï ¿ ½Ã¯ ¿ ½a full 50 percent said they could have saved at least $50 or more a month.ï ¿ ½Did you know those extra $50 have the potential to accumulate to nearly $20,000 over 18 years? For more information, check out ourï ¿ ½infographic below andï ¿ ½executive summary , which further dig into this year's findings. RELATED: The magic number for college savings